Refunds as a Service™ powered by TodayPay is pioneering a brand new category in payments. It helps Merchants use a Better Refund™ alternative instead of the expensive and broken status quo. The current, old, monolithic and inflexible refund payment rail, gives the Merchant no ability to compete on payment speed or choice, and hurts both Merchants and their Customers. In other words, the big Marketplaces win, while the Merchants lose. That’s why Refunds as a Service™ by TodayPay is designed to help Merchants finally be able to decouple the refund (payment) from the return (logistics), and compete on payment customer experience instead of being punished by delays caused by broken supply chains. Merchants should be able to compete on an even playing field and win on customer experience, brand loyalty and price. That’s why Refunds as a Service™ powered by TodayPay is taking the industry by storm.